Attractive Welcome & Milestone Benefits

Apply now with hassle free approval*

Free Insurance and Extended Warranty on Mobile and Electronic Warranty on Mobile and Electronic Purchases.

Card Details

Use your AU Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to INR 5000.

  • 1.5% Cashback on all POS retail spends done at merchant outlets (Maximum cashback per statement cycle is INR 100). Please note that you get 1 Reward Point per INR 100 retail spends (except fuel) on POS, after your reach the maximum cashback limit.
  • 2X Reward Points (i.e. 2 Reward Points per INR 100 retail spends) for all your online transactions.
  • Get additional benefit every month! You get 500 Bonus Reward Points when you do INR 20,000 retail spends* or more in a calendar month.
  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra.
  • 1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 150 per statement cycle).
  • In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.

Interest Rates & Fees Summary

Purchases Intro APR Balance Transfers Intro Regular APR Annual Fee Credit Needed
0% intro on purchases for 12 months N/A 12.74% – 22.74% (Variable) $0 Excellent, Good

How Cash Bask Adds Up

Earn 6% Cash Back

At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 3% Cash Back

At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 1% Cash Back

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.

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