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Attractive Welcome & Milestone Benefits
Apply now with hassle free approval*
Free Insurance and Extended Warranty on Mobile and Electronic Warranty on Mobile and Electronic Purchases.
Card Details
Use your AU Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to INR 5000.
- 1.5% Cashback on all POS retail spends done at merchant outlets (Maximum cashback per statement cycle is INR 100). Please note that you get 1 Reward Point per INR 100 retail spends (except fuel) on POS, after your reach the maximum cashback limit.
- 2X Reward Points (i.e. 2 Reward Points per INR 100 retail spends) for all your online transactions.
- Get additional benefit every month! You get 500 Bonus Reward Points when you do INR 20,000 retail spends* or more in a calendar month.
- 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra.
- 1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 150 per statement cycle).
- In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
Interest Rates & Fees Summary
Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
---|---|---|---|---|
0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.