Welcome Gift of 4,000 Bonus Membership Rewards® Points
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First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onwards: Rs. 4,500 plus applicable taxes)
Card Details
Earn 1,000 Bonus Membership Rewards Points for simply using your card 4 times on transactions of Rs. 1,500 or above in a calendar month.
- Earn an additional 1,000 Membership Rewards points simply by spending INR 20,000 or more in a calendar month. This is an enrollment based benefit
- Earn 1 Membership Rewards® Point for every Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale.
- 24,000 MR points / 24 Karat Gold Collection: (you can choose any of them)
.Taj voucher worth Rs. 14,000
.Shoppers Stop voucher worth Rs. 11,000
.Vistara voucher worth Rs. 11,000
.Tanishq voucher worth Rs. 10,000
.Amazon voucher worth Rs. 9,000 - 18,000 MR points / 18 Karat Gold Collection: (you can choose any of them)
.Flipkart voucher worth Rs. 7,000
.Amazon voucher worth Rs. 7,000
.Big Basket voucher worth Rs. 8,000
.Myntra voucher worth Rs. 8,000 - Enjoy exciting discounts of up to 20% every time you dine at select restaurants
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.