BIGGER THE SPEND.BETTER THE SAVING.

Apply now with hassle free approval*

1% Cashback on all other retail spends.

Card Details

In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.

  • 5% Cashback on minimum INR 2,500 retail spends done within first 60 days of card setup. (Maximum cashback per statement cycle is INR 150)
  • 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments. (Maximum cashback per statement cycle is INR 50)
  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra.
  • 1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 100 per statement cycle)
  • Convert your transactions worth INR 2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your XpressEMI.
  • Get additional cashback of INR 50 on completing a minimum of INR 10,000 retail spends in every statement cycle.

Interest Rates & Fees Summary

Purchases Intro APR Balance Transfers Intro Regular APR Annual Fee Credit Needed
0% intro on purchases for 12 months N/A 12.74% – 22.74% (Variable) $0 Excellent, Good

How Cash Bask Adds Up

Earn 6% Cash Back

At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 3% Cash Back

At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 1% Cash Back

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.

Leave a comment

11 Things You Should Know Before You Get Your First Credit Card

A credit card may seem like just another tool to help you make purchases, but it can be much more. When used responsibly, a credit card can help you build

What Is a Balance Transfer, and Should I Consider Doing One?

In a perfect world, no one would carry a balance on their credit card. We would all pay our bills in full each month and never have to worry about

How Is Credit Card Interest Calculated?

So your bank tells you that your credit card has a 15% APR. What does that actually mean? How does your bank calculate your interest rate, and how does that translate into how much you actually pay? …

What Is a Balance Transfer, and Should I Consider Doing One?

In a perfect world, no one would carry a balance on their credit card. We would all pay our bills in full each month and never have to worry about

Subscribe to our e-mail list and stay up-to-date with all our news.

CredyBuddy © 2024 All rights reserved. Terms of use and Privacy Policy