Complimentary Club Marriott membership for first year

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5 Reward Points for every ₹ 150 spent

Card Details

Accelerated Reward Points on Utility Bill payments, Grocery & Departmental Stores

  • Free Insurance and Extended Warranty on Mobile and Electronic Purchases.
  • Complimentary Lounge access & Global Concierge.
  • 2 Reward Points per INR 100 retail spends done across all other merchant categories.
  • 10 Reward Points per INR 100 retail spends done on Utility bill payments.
  • Earn 1,000 Bonus Reward Points on completing one retail transaction on your birthday.
  • Get Complimentary lounge access within and outside the country at 1,000+ airport lounges.

Interest Rates & Fees Summary

Purchases Intro APR Balance Transfers Intro Regular APR Annual Fee Credit Needed
0% intro on purchases for 12 months N/A 12.74% – 22.74% (Variable) $0 Excellent, Good

How Cash Bask Adds Up

Earn 6% Cash Back

At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 3% Cash Back

At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 1% Cash Back

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.

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