The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.

Apply now with hassle free approval*

Pick from over 900 mutual funds across 40 companies, such as SBI, Aditya Birla, HDFC, ICICI Prudential Mutual Fund, and more.

Card Details

In order to cover all of your life’s events, including trekking, monsoon-related illnesses, car key loss/damage, and more, we offer more than 500 insurance covers starting at just Rs.199.

  • You can use this card on shopping sites like Bajajmall.in, Amazon, MakeMyTrip, Vijay Sales, Tata Croma, Reliance Digital and others.
  • Shop for daily groceries, electronics, fitness equipment, home appliances, furniture and more, and split the bills into No Cost EMIs.
  • You can opt for our special EMI schemes that offer a longer repayment tenure and reduce your monthly EMI.
  • During festive seasons, we run zero down payment schemes where you don’t have to pay anything at the time of purchase.
  • The card is accepted across 3,000 large and small cities. Wherever you are, walk into our partner stores and shop
    on EMIS.

Interest Rates & Fees Summary

Purchases Intro APR Balance Transfers Intro Regular APR Annual Fee Credit Needed
0% intro on purchases for 12 months N/A 12.74% – 22.74% (Variable) $0 Excellent, Good

How Cash Bask Adds Up

Earn 6% Cash Back

At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 3% Cash Back

At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 1% Cash Back

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.

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