AU LIT Card

Freedom To Build It Just The Way You Like

Now the power to choose is in your hands!

Whether it's selecting & changing features based on your lifestyle, switching features on/off, paying for the features you select or tracking and managing them on-the-go in real time, the LIT Credit Card makes sure you do nothing less than Live It Today!

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Card Details

Shopping Gets Even More Rewarding!

Earn Reward Points as you shop and redeem them for exciting discounts and offers.

10X or 5X Reward Points on all online domestic & international retail transactions
10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions
Reward Points can be redeemed post statement generation.
Cash withdrawal, Fuel and EMI transactions will not be eligible for Program/Base Reward Points.
Fuel, rent, insurance and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

Save More With Every Journey – Fuel Surcharge Waiver

Every rupee you save adds up!

Get a fuel surcharge waiver when you refuel with your LIT Credit Card.

You are eligible for:

• 1% fuel surcharge waiver on all transactions between INR 400 to INR 5,000

Shop Till You Drop – Milestone Cashback

‘Add-to cart’ and ‘check-out’ – because it’s time to move ahead with your wish lists!

Get cashback on your retail spends using your LIT Credit Card.

You are eligible for:

Additional 5% Cashback

• Earn 5% cashback 3 times over a 90 days’ period.

• 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.

• Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.

Additional 2% Cashback

• Earn 2% cashback 3 times over a 90 days’ period.

• 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.

• Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period.

– Cashback will be adjusted against outstanding dues on the Credit Card.

– Fuel, rent, insurance, and cash withdrawal transactions will not be considered for Cashback and milestone calculation.

Interest Rates & Fees Summary

Eligibility Criteria	Limit	Process Time	Annual Fee	Professtion
Age of 21 years and 60 years	Up to 5 Lacs	2 – 3 days	Life time free	Any

How Cash Bask Adds Up

Earn 6% Cash Back

At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 3% Cash Back

At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 1% Cash Back

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.