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Bigger cashback, faster savings
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Receive a discount on their dining bill at all Citibank partner restaurants across the globe.
Card Details
5% cashback will be given on booking of movie tickets or any kind of utility payments through Citi Billpay.
- Earn 0.5% cashback on all other spends
- Cashback is auto credited to statement in multiples of Rs.500
- Your unredeemed cashback is evergreen, and never expires
- For the payment of telephone bills, if you are paying with a Citi Cash Back credit card, you will receive a cashback of 5% and the maximum cashback will be Rs.100 per month.
- Any kind of utility bill payment will result in a cashback of 5% which will also have a cap of Rs.100 per month.
- On a minimum accumulation of Rs.500, the cashback will be automatically credited to the account and will show on the credit statement.
Interest Rates & Fees Summary
Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
---|---|---|---|---|
0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.