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The fastest way to free fuel
Card Details
Redeem points instantly via SMS against purchases at leading brands
- Convert to EMI,Turn big purchases into small payments
- Enjoy a flexible rewards redemption program which allows you to redeem your reward points on fuel, against your purchases at more than 700 merchant outlets or for gift vouchers.
- Earn 2 turbo points for every Rs.150 spent on groceries and supermarkets.
- Get 1 turbo point for every Rs.150 on all other spends.
- Enjoy services on the go with online, mobile, SMS and CitiPhone and over the counter banking.
- Enjoy exclusive dining privileges and save up to 20% on your bills at over 2000 restaurants across India.
- You get 4 turbo points for every Rs.150 spent and 1% fuel surcharge reversal on fuel at authorised IndianOil retail outlets across India.
- Enjoy a flexible rewards redemption program which allows you to redeem your reward points on fuel, against your purchases at more than 700 merchant outlets or for gift vouchers.
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.