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More Miles, Less Hassle
Apply now with hassle free approval*
Welcome gift of 10,000 Miles
Card Details
Pay with Points, instantly; to shop at leading brands
- Redeem miles across 100+ airlines and hotel partners.Transfer miles to 14 airline and hotel partners.
- Complimentary access to select airport lounges across India.
- Your Miles never expire so you can use them whenever you want.
- Get Air Accident Insurance Cover# of upto ₹1 core and Lost Card Liability Cover of ₹10 Lakh.
- Up to 20% savings across participating restaurants. To find a Citibank partner restaurant near you.
- Instant savings on lifestyle and wellness categories
Interest Rates & Fees Summary
Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
---|---|---|---|---|
0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.