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Card Details
Redeem reward points instantly via SMS against purchases at leading brands.
- Get 1,000 bonus reward points on spending Rs.1,000 within the first 60 days of issuance of the card.
- Earn 1,500 reward points on the first transaction made on the Citibank Rewards Credit Card within the first 30 days of the card being issued.
- You get 10 reward points for every Rs.125 spent on department stores and apparel, both online and in-store transactions.
- You get 300 bonus points when you spend Rs.30,000 or more in one month.
- 1 reward point equals to INR 0.25 and the minimum points required to redeem it is 1,000.
- 1% fuel surcharge will be reversed at authorized IndianOil Corporation outlets.
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.