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Lifetime Free Platinum Chip Credit Card
Card Details
Get 1 PAYBACK Point on every ₹ 100 spent on utilities and insurance categories.
- ICICI Bank Reward Points, redeemable for exciting gifts and vouchers
- Fuel surcharge waiver
- The ICICI Bank Platinum Chip Credit Card offers you great value as a no-frills.
- Built-in contactless technology to make quick and secure payments at retail outlets
- Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized)
- Security of a chip card to protect you against the risk of fraud
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.