Earn More Cash Back for the Things You Buy Most

Apply now with hassle free approval*

Get 10X Reward points on online spends with exclusive partners . After that, your APR will be a variable rate, currently 13.74% to 24.74%, based on your creditworthiness and other factors.

Card Details

convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your SimplyCLICK SBI Card , and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay.

  • Get Amazon.in gift card worth Rs.500* on payment of Annual Fee of Rs. 499 +taxes.
  • Earn 10X rewards on online spends with exclusive partners- Amazon / Apollo24X7/ BookMyShow / Cleartrip / Eazydiner/ Lenskart / Netmeds
  • Earn 5X rewards on all other online spends.
  • e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh
  • e-voucher worth Rs.2,000 on annual online spends of Rs.2 Lakhs
  • 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
  • Spend Rs 1,00,000 and get annual fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year.
  • Simply wave your card at a secured reader and your transaction is done

Interest Rates & Fees Summary

Purchases Intro APR Balance Transfers Intro Regular APR Annual Fee Credit Needed
0% intro on purchases for 12 months N/A 12.74% – 22.74% (Variable) $0 Excellent, Good

How Cash Bask Adds Up

Earn 6% Cash Back

At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 3% Cash Back

At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 1% Cash Back

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.

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