Simply spend. Simply save

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Enjoy 10X Rewards points on Dining,Movies and Departmental stores,Groceries spends avail fuel surcharge waiver& much more.

Card Details

convert your transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using your SimplySAVE SBI Card , and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
  • On all your other spends, earn 1 Reward Point per Rs 150 spent
    (4 Reward Points = Rs. 1)
  • Get freedom from paying the 1% fuel surcharge at any petrol pump
  • Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
  • Get annual membership fee reversal from second year of your subscription
  • To avail fee reversal, you need to have spent Rs. 1,00,000 or more on your SimplySAVE SBI Card in the previous year

Interest Rates & Fees Summary

Purchases Intro APR Balance Transfers Intro Regular APR Annual Fee Credit Needed
0% intro on purchases for 12 months N/A 12.74% – 22.74% (Variable) $0 Excellent, Good

How Cash Bask Adds Up

Earn 6% Cash Back

At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 3% Cash Back

At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Earn 1% Cash Back

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.

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