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10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday. After that, your APR will be a variable rate, currently 13.74% to 24.74%, based on your creditworthiness and other factors.
Card Details
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month
- Unlimited Reward points that never expire
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Use Reward points to instantly pay for online or in-store purchases
- Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
- 5% cashback (up to ₹1000) on the transaction value of first EMI done within 90 days of card generation
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.