Get approved for a credit line of up to ₹5 Lakh online
Apply now with hassle free approval*
Pay interest only on the amount used from your approved limit
Card Details
Get MoneyTap – India’s 1st Personal Line of Credit Safe and secure credit starting at 13% per annum.
- Borrow any amount from your personal line of credit with MoneyTap.
- Interest rates are applied only on the amount you borrow and not your entire approved limit.
- We work ONLY with regulated financial institutions in India governed by RBI, and we have our own NBFC as well. So we’re well regulated and legally compliant. All data is processed and stored within India with banking-level security controls.
- Your credit limit is recharged as you repay your borrowed amount giving you the flexibility to withdraw multiple times.
- MoneyTap is made in India and made for India. We have our own NBFC and work only with regulated financial institutions that are governed by the RBI.
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.