![](https://i0.wp.com/credybuddy.com/wp-content/uploads/2017/06/IDFC-First-wealth-Credit-Card-Details-1.png?fit=423%2C269&ssl=1)
Earn More Cash Back for the Things You Buy Most
Apply now with hassle free approval*
For a personality like no other Privileges like no other. After that, your APR will be a variable rate, currently 13.74% to 24.74%, based on your creditworthiness and other factors.
Card Details
Only a card such as this can unlock travel benefits, evergreen rewards, lowest interest rates & an exclusive lifestyle benefits mean that there’s no reason to reach for another credit card.
-
10X Reward Points on incremental spends above ₹30,000 per month and spends done on your birthday
-
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹30,000 per month
-
Unlimited Reward points that never expire
-
Use Reward points to instantly pay for online or in-store purchases
Interest Rates & Fees Summary
Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
---|---|---|---|---|
0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.