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Standard Chartered’s DigiSmart Card, is for online purchases with attractive offers on grocery, dining, travel & more.
Card Details
Enjoy exclusive benefits of up to 20% off* on Myntra, Zomato, grofers and more!
- A cool 20% off* at Myntra with no minimum spend. Valid on 1 transaction per month upto a maximum discount of INR 700.
- The promo code DIGISMART will get you 10% discount* on Zomato orders with no minimum spend. Valid for 5 transactions per month with a maximum discount of INR 150 per transaction.
- Key in the promo code DIGISMART and get 10% off* on Grofers with no minimum spend. This offer is valid for five transactions per month, with a monthly discount maximum of INR 1,000.
- Buy One Get One (BOGO) movie ticket free* at INOX on Saturdays and Sundays! Valid for 2 transactions per month with a maximum discount of INR 200 per transaction.
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.