Get cashback up to INR 18,000 annually*
Apply now with hassle free approval*
Joining benefit of 100% cashback of up to Rs 500 within 90 days from a card set up.
Card Details
Enjoy flat 2%* cashback on all your Online spends and 1%* on other spends with your Standard Chartered Smart credit card
- Enjoy an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due.
- Convert your transactions into EMIs at special interest rate of 0.99% per month at Nil processing fees.
- Get 2%* cashback on all your Online spends, up to a maximum of Rs 1000 per month.
- Get 1%* cashback on your other spends, up to a maximum of Rs 500 per month. Fuel transactions are not eligible for cashback
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.