Fuel surcharge waiver at all fuel stations across India
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2X Reward Points on dining and travel spends
Card Details
Accelerated Reward Points on select transactions through YES CART
- 4 Reward Points on every INR 200 on Travel & Dininga Spends effective (Capped at 750 per statement cycle)
- 2 Reward Points for every INR 200 on all categoriesc other than ‘Select categories’
- Interest Rate of 3.60% per month (43.2% annually) on Revolving Credit, Cash Advances and Overdue Amount
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)
Interest Rates & Fees Summary
| Purchases Intro APR | Balance Transfers Intro | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% intro on purchases for 12 months | N/A | 12.74% – 22.74% (Variable) | $0 | Excellent, Good |
How Cash Bask Adds Up
Earn 6% Cash Back
At US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 3% Cash Back
At US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn 1% Cash Back
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Cash Back
Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.